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Training Financing & Payment at Partners Dogs

What payment-plan options are available, what are the rules, and how do parents and staff complete financing cleanly?

Overview

Financing helps you start training now and pay over time—without changing program quality. Use it with Foundation Camp, Behavior Camp, Transform Camp, DaySchool, Group Classes, Private Lesson packages, and more at Scottsdale and Cave Creek.

Your Financing Options (Choose One)

1) Coaching Financial — Multi-Lender Marketplace

  • What it is: A quick prequalification that can show offers from 30+ lenders.
  • Typical highlights (set by lenders; subject to change):
    • Prequalify in minutes with no impact to your credit score
    • Terms up to 240 months
    • Rates starting at 5.99%
    • Loans up to $100,000
  • Best for: Comparing many lenders, longer terms, or larger amounts.
  • Start: https://coach.lending.online/partners-dog-training

2) LendingUSA — Fixed-Term Installments

  • What it is: Installment loan with many customers selecting ~36-month plans (some offers may be longer), subject to approval.
  • Best for: Straightforward monthly payments around 36 months.
  • Start: https://borrower.lendingusa.com/

3) PayPal Credit — Short-Term Promo

  • What it is: A PayPal line of credit with promos like 0% if paid in 6 months (upon approval; terms apply).
  • Best for: Smaller balances you plan to pay off quickly.
  • Start: https://www.paypal.com/credit

Note: Partners Dogs doesn’t set or control approvals, rates, fees, or promo eligibility. Always review lender Terms & Conditions.

Step-by-Step: How to Sign Up

  1. Pick your program & get an estimate.
  2. Choose a financing path (Coaching Financial, LendingUSA, or PayPal Credit).
  3. Apply online via the link above (Coaching Financial prequalification won’t impact your credit score; a full application may).
  4. If approved, e-sign with the lender and tell us your approved amount.
  5. Reserve your dates:
    • Most reservations: Pay the $100 nonrefundable deposit.
    • Private Lessons (single session): Pay in full at booking (nonrefundable; not financed).
    • Private Lesson packages: If financing, you’ll finance the package value. Your specialist will apply your approved amount to the package invoice.
  3. Check-in (Camp/long-term): 50% is due at check-in—your financing can help cover this.
  4. Pickup/completion: Balance must be $0 before release. Any extras not in your financed amount are due at checkout.

Common Timelines

  • 36-month plans: often via LendingUSA (subject to approval).
  • Longer terms (up to 240 months): often via Coaching Financial marketplace results, if available and approved.
  • Short-term promo (0% if paid in 6 months): via PayPal Credit (upon approval; terms apply).

What’s Included (and Not Affected)

  • Financing can be applied to most training and boarding invoices, including Private Lesson packages.
  • Single Private Lessons are paid in full at booking and are not financed.
  • Program content (lessons, progress updates, enrichment, graduation materials) doesn’t change based on how you pay.
  • Vaccination and booking policies still apply regardless of payment method.

Best Practices (Do / Don’t)

Do

Why it helps

Apply early.

Ensures funds/approval are ready for deposit and check-in.

Compare offers (term, APR, fees).

Helps you pick the lowest total cost that fits your budget.

Read lender Terms & Conditions.

Understand promo windows, due dates, and prepayment rules.

Keep a valid card on file.

Smooth checkout for any extras.

 

Don’t

What to do instead

Assume extras are covered by your loan.

Ask us to add them to your estimate or plan to pay at checkout.

Wait until pickup to resolve payment.

Aim to clear the balance before pickup to speed release.

Share sensitive financial info with us.

Apply only on the lender’s secure site.

Examples

  • 36-month plan: You apply with LendingUSA, accept a 36-month offer, pay the $100 deposit to reserve your Camp, use your loan toward 50% at check-in, and cover any extra day at checkout.
  • Longer term/large amount: You pre-qualify on Coaching Financial, compare multiple offers (some with terms up to 240 months), pay the $100 deposit, then proceed as above.
  • Private Lessons:
    • Single lesson: Pay in full at booking (nonrefundable; not financed).
    • Package of lessons: Apply for financing and use the approved amount toward the package; we’ll schedule sessions from that package.

FAQs

  • How do I do the 36-month option?
     Apply with LendingUSA. If approved, you may be offered ~36-month terms (sometimes longer). Exact terms depend on your approval.
  • Can I get longer than 36 months?
     Yes—prequalify with Coaching Financial to compare offers from 30+ lenders, including longer terms (up to 240 months) if available for you.
  • Can I finance Private Lessons?
     Yes—packages only. Single Private Lessons are paid in full at booking (nonrefundable). If you want financing, choose a package of lessons and finance that package.
  • Do I have to pay upfront?
    For almost all reservations: $100 nonrefundable deposit to reserve. 50% due at check-in. Pickup: balance must be $0. Private Lessons (single): Pay in full at booking (nonrefundable).
  • Do you have financial aid or need-based assistance?
     We don’t offer in-house financial aid. We partner with Coaching Financial, LendingUSA, and PayPal Credit so you can pay over time (approvals/terms by lender).
  • Are financed services refundable?
     No. Financed training/services are not refundable. Please review lender terms before signing.
  • If I add services later, are they in my financing?
     Only if they’re included in your approved financed amount. Otherwise, extras are due at checkout.
  • Can I split payments (part loan, part card)?
     Usually yes—tell us how you’d like to allocate amounts when we prepare your invoice.
  • Who do I contact about interest rates or payment dates?
     Your lender’s customer support (Coaching Financial marketplace lender, LendingUSA, or PayPal Credit). Partners Dogs can’t change lender decisions.
  • Can someone walk me through my options?
     Absolutely—schedule a call with our Sales Team:
    https://meetings.hubspot.com/christopher-oosthuisen/sales-team-scheduling-link?uuid=a76e380e-50fc-4e11-beeb-9ff7590dbbb2

Quick Start Checklist

  1. Get your written estimate for the program you want.
  2. Pick a financing path and apply:
  3. If approved, e-sign and tell us your approved amount.
  4. Reserve your dates: pay the $100 nonrefundable deposit (most reservations) or pay in full for a single Private Lesson (nonrefundable).
  5. For Private Lesson packages, your financing applies to the package invoice; we’ll book sessions from that package.
  6. For Camp/long-term, plan for 50% at check-in.
  7. At pickup/completion, ensure the balance is $0 (extras due at checkout).
  8. Want a walkthrough? Schedule a call using the link above.

Glossary

  • Coaching Financial: Marketplace that prequalifies you (no impact to credit score) and shows offers from multiple lenders; some show terms up to 240 months, rates from 5.99%, and loans up to $100k (availability varies; lender-set).
  • LendingUSA: Lender offering fixed-term installment loans (often ~36 months), subject to approval.
  • PayPal Credit: PayPal line of credit with promos like 0% if paid in 6 months (upon approval; terms apply).
  • Deposit: $100 nonrefundable amount to hold your reservation (most reservations).
  • Private Lessons (single): Paid in full at booking, nonrefundable, not financed.
  • Private Lesson package: Multiple lessons purchased together; eligible for financing (you finance the package).

  • Extras: Add-ons or additional days not included in your financed amount; due at checkout.

Contact & Support